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Heath Insurance

I have a per-existing medical condition, asthma, that requires a very expensive medicine, Advair, to treat. Advair without insurance is about $200 a month. With insurance  it's $100 a month, but I also have to pay for the health plan which is almost $200 because of the condition.

I can't afford health insurance. My parents can't afford to keep me on their plan either. However, I'm not poor enough to get Medicaid either.

So, Mr. Obama, what am I supposed to do about this? You're going to charge me a penalty for not having health insurance, which I probably won't be able to pay either.

I have no clue what I'm supposed to do about this.

Comments

( 2 comments — Leave a comment )
jacklemmon
Jun. 28th, 2012 05:23 pm (UTC)
Wait, how old are you again? The whole 'they cover children up to age 26' would surely apply?

And the 'penalty' doesn't go into effect until 2014 at least. AND there are supposed to be a lot more programs and things to help and give options popping up. As far as I'm aware anyway.

If you make less than me, maybe you qualify for at least some kind of state assistance that you can use to budget for one thing and then have leftover for the insurance and meds? You have a daughter too, they like helping peeps with kids, or rather, are more likely to help.

And er, sorry, I don't know much. I'm a Native American, and I got my card, so I get free healthcare, as long as I live in one of three counties in the state. As someone with asthma, and who takes serevent and asmanex (in combo they work like advair, but work better for me than advair itself) and a preventil inhaler and montelukast (singulair... I think), this would worry me too. A lot.
ffaddict89
Jun. 28th, 2012 05:57 pm (UTC)
Yup I definitely wrote this before I heard Obama talk. It sounds a little bit reassuring. When I wrote this all they said about the plan was that I had to buy healthcare and they weren't extending medicaid. They didn't really say much more than that.

As long as I have to pay the same as everyone else and it's not one of those "give me your first born son" kind of thing, then I'm cool.

In my state a child can get Medicaid, but the parent can't. They rarely give insurance to normal adults, and my health condition isn't so bad that they think I need it. I wouldn't mind buying insurance for just Madison, however, in my state we cannot just buy insurance for children. You have to buy it for yourself and your child. Which wraps around to it being cheaper for me to just not have it. Especially since I have a baby. Newborn care (which lasts the first year) is about an extra $150-200 right now. If I was just paying for her I would be fine, but I can't and won't pay for myself when it's more expensive that way.

I think maybe a lot of people are in the same boat as me. I'm too wealthy for state assistance, but too poor for it to not be a struggle. Somewhere in the middle.
( 2 comments — Leave a comment )